Buying a Home

Whether you are a first time home buyer, purchasing your second or third home, buying an investment property or investing in a vacation home, buying is a huge decision. It can be one of the most rewarding and one of the most stressful experiences a person can have. Navigating the tricky waters of buying a home is no easy task. But, a good real estate agent can help. As you go through the buying process, you will normally take the following steps:

  • Determine your goals

  • Get pre-approved for a loan

  • Find a good real estate agent

  • Find your dream home

  • Negotiate and strike a deal with the seller

  • Lock down the financing

  • Finalize the deal

 
 

Mortgage Estimator

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*The figures above are only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote. For official quotes contact one of our experts.

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What documents will I need?

☐ Valid Driver’s License and Social Security cards for you and any co-borrowers

☐ Checking and savings accounts statements for the previous two months

☐ Evidence of any assets such as bonds, stocks, or money saved in retirement funds (i.e. 401k or 403b program)

☐ Current paystubs for previous 30 days

☐ W-2 and/or 1099 forms, and income tax returns for the past two years

☐ Purchase agreement for subject property

 
 
 
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Need help finding your dream home?

We can help. Choose from a group of hand-picked professionals and find an agent who is suitable for your home-buying needs and style.